Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. This 78-page report, “Consumers and Mobile Financial Services” (March, 2015) examines trends in the adoption and use of mobile banking, payments, and shopping behavior and how the emergence of mobile financial services affects consumers’ interaction with financial institutions.
Tagattitude
Tagattitude specializes in mobile payment and security technologies. It was founded in 2005 by smart-card industry expert Yves Eonnet and telecom industry expert Hervé Manceron.
Tagattitude’s core offers are strong authentication solutions for web access and mobile payment solutions designed for un-banked populations.
Tagattitude’s NSDT (Near Sound Data Transfer) technology enables the instant use of ANY phone worldwide as payment tools and authentication devices: all handsets, all networks, no SMS, no downloads, no hassle. NSDT™ uses the mobile phone’s audio channel to transmit secure transaction data (OTP, electronic signatures, certificates…) and is protected by a portfolio of 9 international patents.
Products and Solutions
In 2008, Tagattitude released TAGPAY, its complete mobile payment platform powered by NSDT. TagPay includes proximity and remote payment services such as in-store or online mobile payment, money transfer, and more. TagPay enables banks, payment service providers, and telecom operators to offer accessible and secure financial services to anyone with a phone.
Tagattitude also proposes NSDTbased solutions for other markets including: strong web authentication (VSA), mobile marketing, physical access control, and social networking.
Tagattitude is based in France.
via About Tagattitude.
