Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. This 78-page report, “Consumers and Mobile Financial Services” (March, 2015) examines trends in the adoption and use of mobile banking, payments, and shopping behavior and how the emergence of mobile financial services affects consumers’ interaction with financial institutions.
SmartSoft
SmartSoft provides secure payment solutions to the global payment and card issuance industry.
The company provides end-to-end solutions for banking, financial organizations and payment companies. Its broad range of products, including card management systems, card issuance, NFC mobile payment solutions, EMV solutions and training, pre-paid cards, payment processing, e-banking, fraud solutions and decision management, integrated testing products, terminal/card kernel, and loyalty solutions.
All of SmartSoft’s products are developed in compliance with International Card Specifications EMVCo, VISA, MasterCard, EPCA and MULTOS.
A European headquarters in Istanbul and a North American headquarters in Los Angeles are supported with sales, marketing, distribution, and technical support operations throughout Africa, Asia, Europe, the Middle East and North America.
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