Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. This 78-page report, “Consumers and Mobile Financial Services” (March, 2015) examines trends in the adoption and use of mobile banking, payments, and shopping behavior and how the emergence of mobile financial services affects consumers’ interaction with financial institutions.
Monitise
Monitise plc (LSE: MONI.L) is a technology and services company delivering mobile banking, payments and commerce networks worldwide with the proven technology and expertise to enable financial institutions and other service providers to offer a wide range of services to their customers in developed and emerging markets.
As a British company, Monitise has a global reach. Today, we provide services to more than 300 financial institutions, have more than 15 million users worldwide and have strategic partnerships with Visa Inc., Visa Europe, RBS Group and FIS to develop and deliver Mobile Money services. [Read more…]
KOBIL Systems
KOBIL Systems offers IT security solutions with a focus in the area of secure digital identities. KOBIL stands for secure data, secure communication and secure authentication on every computer worldwide.
Founded in 1986, KOBIL Group based in Worms, Germany, is the only manufacturer worldwide with a fully developed product line for IT-Security. As a pioneer in the area of cryptography, smart card technology and PKI (Public Key Infrastructure, digital identities) and in the area of Security for mobile platforms as Android or iPhone ec. KOBIL’s products have become today’s recognized standard for secure digital identities. [Read more…]
Globway
Globway is a billing company (Voice, Bank, SMS, Mobile) with a focus on mobile billing services. Mobile billing allows consumers to click and pay via their mobile telephone bills or prepaid balance. In some countries this billing method can also be used in order to bill Web content.
Based in The Netherlands, the company provides mobile billing connections in Europe (The Netherlands, Belgium, Germany, Austria, Switzerland, Spain, Italy, France, UK, Nordics) and other territories in the world.
For more information: Globway
PreCash
PreCash provides payments services and transaction processing. The company currently serves more than 3 million consumers, thousands of businesses and touches more than $2 billion in payments annually.
PreCash’s Mobile Payment Solutions allow consumers to send and receive money, pay bills, deposit their checks and make payments from their mobile phone. They can also access spend the money in their e-wallet with a connected prepaid debit card.
More information: PreCash.com
Moneto
moneto is a prepaid mobile wallet application that enables consumers’ phones to make mobile payments with Near Field Communication (NFC) technology. With moneto, consumers can pay for purchases at more than 120,000 NFC enabled merchant locations nationwide and globally. moneto is based on In2Pay® technology developed by DeviceFidelity, Inc.
More information: Moneto
m-BILL
mBILL is a flagship mobile billing and messaging gateway that allows users to create their own mobile messaging and billing solutions on top of the company’s SMS gateway. As a leading mobile aggregator the company provides a comprehensive API, so users can send and receive premium and non-premium messages in a range of scenarios.
mBILL is a brand and solution of txtNation.
More information: mBill.com
txtNation
txtNation is amessaging mobile aggregator and tier-one provider of mobile billing and mobile messaging,
from premium SMS, bulk SMS, Sshort-code services to direct bBilling, txtNation provide a vast range of services across mobile payments.
Focusing on ease-of-use solutions designed and supported by knowledgeable technical and customer support teams, txtNation is an efficient and cost effective mobile messaging, billing and content providers in the business. txtNation’s global reach means that we can facilitate mobile messaging services and products via the SMS gateway across North America, Europe, Australia and Africa.
For more information: txtNation
Source: txtNation
SmartSoft
SmartSoft provides secure payment solutions to the global payment and card issuance industry.
The company provides end-to-end solutions for banking, financial organizations and payment companies. Its broad range of products, including card management systems, card issuance, NFC mobile payment solutions, EMV solutions and training, pre-paid cards, payment processing, e-banking, fraud solutions and decision management, integrated testing products, terminal/card kernel, and loyalty solutions.
All of SmartSoft’s products are developed in compliance with International Card Specifications EMVCo, VISA, MasterCard, EPCA and MULTOS.
A European headquarters in Istanbul and a North American headquarters in Los Angeles are supported with sales, marketing, distribution, and technical support operations throughout Africa, Asia, Europe, the Middle East and North America.
More information: SmartSoft
Admeris Payment Systems
In the past year, Admeris Payment Systems has quietly built a strong
base of developers and merchants using our OneTouch mobile payments credit
card platform.
As opposed to m-wallet solutions proposed by Visa, Google
and Paypal, Admeris simplifies the approach to m-commerce by removing
restrictive barriers to user adoption such as account login or
passwordsbut firmly enhances security protocols with a patent-pending
dual-layer encryption methodology between end user and smartphone to deliver the
most secure m-commerce solution on the market. For the company’s partners, this
has been a key driver to higher conversion rates for credit card
transactions on smartphones and tablets today.
[Read more…]
Text2Pay
Text2Pay allows for online payments using the mobile phone. With strong security and high conversion rates being the most important factors, Text2Pay’s goal is to make the customer’s payments experience more enjoyable and easy.
Text2Pay is backed by mBill, a leading mobile billing company with over 10 years experience. mBill provides comprehensive mobile marketing and billing solutions to millions of customers globally.
Text2Pay’s team consists of industry-skilled mobile professionals who hold a wealth of mobile-based and digital marketing knowledge.
Text2Pay ensures that safe and fair industry regulations are in place for the protection of customers. The company works with industry regulators and associations to ensure their processes and systems adhere to global guidelines.
The company has offices in Brisbane, Sydney and New York.